$0 Down Bankruptcy / Payment Plans

Get A Fresh Start.

We handle all aspects of Bankruptcy.

Affordable Debt Relief

All Initial Consultations Are Free.

Welcome to Beehive Advocates

At Beehive Advocates, we offer focused, yet personal attention to our clients who are facing a financial crisis. Located in Salt Lake City, we offer services that protect debtors' rights.

We know how overwhelming the bankruptcy process can be & that's why we counsel you regarding all your available options. We can help you make an educated decision about how to handle your financial situation — from handling your debt dispute and debt negotiation to the possibility of filing bankruptcy. If you have questions, we have answers. Give us a call today!

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Practice Areas


Many times, people just like yourself wait too long to ask about bankruptcy. You can keep your house. You can keep your car. You can keep your personal belongings and your retirement savings. We can answer all your questions.

When you are faced with overwhelming consumer debt and are receiving harassing collection calls, bankruptcy can stop the stress and confusion keeping you from living your daily life. Any stigma associated with bankruptcy no longer exists. Today many see filing for bankruptcy to be a wise and educated decision to use bankruptcy as a tool to regain your financial freedom.

Our law firm, Beehive Advocates, educates its clients about bankruptcy and keeps its clients informed throughout the bankruptcy process. Located in Salt Lake City, we represent clients in various communities throughout Utah, including Davis, Summit, Weber and Utah Counties. We will answer your bankruptcy questions and help you determine if bankruptcy is the right option for you.

Bankruptcy may be the right choice if you are:

  • Only able to pay the minimum amount due on your bills
  • Using credit cards to pay everyday expenses
  • Using payday loan or title loan companies
  • Having your wages garnished
  • Facing eviction
  • Unable to pay off your debt within five years
  • Receiving foreclosure or repossession notices from finance companies
  • Suffering from a sudden financial crisis — such as divorce, job loss or medical illness

Beehive Advocates focuses on Chapter 7 and Chapter 13 bankruptcy. Depending on whether you need to discharge your debt immediately or want to establish a debt reorganization plan to pay off the debt over a period of time, our dedicated bankruptcy lawyers will always stand by your side. With our assistance, you can be sure that the bankruptcy process will be complete and accurate, so you get your fresh start and regain your financial freedom.

Contact Beehive Advocates

To schedule a free initial consultation, call (801) 432-2975 or fill out our contact form today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.




Chapter 7 & 13

Filing for Chapter 7 Bankruptcy

Filing for bankruptcy stops creditor harassmentstops wage garnishment, and will stop repossession and foreclosure. During the initial consultation, our attorneys will ask questions regarding your:

  • Average monthly wages
  • Monthly living expenses
  • Housing situation
  • Foreclosure and repossession
  • Harassing creditors
  • Credit card debt
  • Medical bills
  • Federal and state tax filings
  • Personal belongings

There are eligibility requirements to file for Chapter 7 bankruptcy and, depending on your situation, you may benefit from filing Chapter 13 bankruptcy instead. Our firm will take the time to understand your needs and help determine the best course of action under your unique circumstances.

Helping Clients Reorganize Debt-Filing for Chapter 13

Those who have a substantial amount of debt and problems paying their bills may receive long-term benefits by filing for Chapter 13 bankruptcy. Chapter 13 bankruptcy is beneficial for individuals who have a steady income and who want to protect their secured assets. With the assistance of an experienced bankruptcy lawyer, you can establish a repayment plan that allows you to pay off a portion or all of your debt over three to five years.

Our law firm, Beehive Advocates, is dedicated to helping clients through the bankruptcy process and protecting their financial future from further harm. Located in Salt Lake City, we provide direct and open communication with our clients to better understand their concerns.

Filing for Chapter 13 bankruptcy can stop foreclosure, stop repossession, stop harassing creditors, and stop wage garnishment. You have the chance to pay off your debt on your own terms while keeping the things you value the most. Making the decision to file for bankruptcy could be one of the most important decisions in your life. Our attorneys will guide your petition through the bankruptcy process, so you can regain your financial freedom.

Should I File for Chapter 13 Bankruptcy?

Chapter 13 bankruptcy may be an option if you are unable to:

  • Keep your mortgage or other loans current, risking the loss of homes and other property
  • Settle unsecured debt within three to five years.

We will carefully evaluate your case and help you determine what cost-effective options are available.

Contact Beehive Advocates

To schedule a free initial consultation, call (801) 432-2975 or fill out our contact form today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Stop Creditor

Protection Against Illegal Debt Collection Practices

Are creditors calling you at work and at home during unusual hours?
Are you receiving threats of foreclosure, repossession or even litigation?

When consumers are behind on their mortgage payments or credit card bills, creditors often use abusive and threatening collection practices that violate your rights. Under the Fair Debt Collection Practices Act (FDCPA), consumers like you are protected from creditor harassment and have the right to sue the debt collector and recover damages when it happens. In addition to dealing with your overwhelming debt, receiving constant harassment can make life more difficult than it should be. Overly aggressive creditor harassment is illegal.

Our law firm, Beehive Advocates, offers services that help clients complete the bankruptcy process accurately and will notify creditors to stop the harassment. Located in Salt Lake City, Beehive Advocates will evaluate your financial situation and protect your consumer rights with focused determination.

Bankruptcy Protection From Further Creditor Harassment

Filing for Chapter 7 or Chapter 13 bankruptcy will protect you from creditors immediately. It can also stop foreclosurewage garnishment, and the potential litigation. Even before filing for bankruptcy, we can send your creditors a cease and desist letter to stop further communication with you. If harassment persists, we will aggressively protect your rights and pursue necessary action.

Contact Beehive Advocates

To schedule a free initial consultation, call (801) 432-2975 or fill out our contact form today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.



Stop Wage Garnishments Today

Are you receiving threats of wage garnishment from your creditors? In addition to dealing with financial complications, facing wage garnishment can make your life harder to live. It not only makes it hard for you but also providing for your family. Fortunately, you have an option to stop garnishments while dealing with overwhelming debt by working with Beehive Advocates.

Our lawyers at Beehive Advocates, located in Salt Lake City, help clients who are facing financial hardships obtain debt relief through creditor negotiation and sometimes bankruptcy. If you are eligible for bankruptcy, you can prevent garnishment before it starts or keeps it from continuously affecting your income. In order to best meet your needs, we take the time to address your concerns and evaluate your current financial situation.

Get Protection by Filing for Bankruptcy

If your wage garnishment is affecting your income, filing for bankruptcy can stop garnishment and stop further creditor harassment. Whether you file for Chapter 7 or Chapter 13 bankruptcy, once you file you are protected by an automatic stay from your creditors. This court order prevents creditors from garnishing your wages and pursuing other actions to repay debt. Our law firm offers services that can help you throughout the bankruptcy process. Together, we can determine what options can allow you to get a fresh start.

Contact Beehive Advocates

To schedule a free initial consultation, call (801) 432-2975 or fill out our contact form today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.




Another Option for Debt Relief

When you are dealing with overwhelming debt, your options may seem limited and out of your control. Unable to pay your mortgage, high-interest credit card bills, medical bills and other expenses can leave you struggling to find an answer. Regardless of what hardships you are dealing with, there are options for debt relief. As an alternative to bankruptcy, seeking a debt settlement is another option you could pursue. Let us help you overcome these hardships and get a fresh start to your financial future.

At the law firm Beehive Advocates, our talented lawyers are dedicated to helping clients obtain debt relief and seek alternatives to bankruptcy. Located in Salt Lake City, we consider what is in the best interest of our clients and customize our services to meet their long-term goals. Client involvement is very important to us, and the decisions you make now will impact your life in many ways. With our assistance, you will be able to make educated decisions that can help regain financial freedom. We understand bankruptcy is not right for everyone and we can help you determine a debt settlement option that is right for you.

We Can Help Establish Beneficial Debt Settlements

Beehive Advocates will negotiate with your creditors to establish a debt settlement agreement that may enable you to pay a mere fraction of your debt. Obtaining a debt settlement agreement may be an option for those debtors who also have a steady income. Beehive Advocates will counsel you on your options for debt relief.

Contact Beehive Advocates

To schedule a free initial consultation, call (801) 432-2975 or fill out our contact form today.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


Meet Our Team

Brian Wurtz

Bankruptcy Attorney

KC Garner

Bankruptcy Attorney

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What Our Clients Say About Us

My entire experience with this company has been exceptional. From the first consultation to the final closing of my case everything has exceeded my expectations. Bryan and Brian and KC and Sally answer your questions and explain everything without making you feel dumb. They make you feel comfortable and are always available for you and they keep you up to date along the way. I have referred people here and will continue to do so. I can’t thank Sally and Preston and Bryan and Brian and KC enough for being patient and so helpful to me. For me, and anyone I know that may ever need of any of their services, there is simply no other options. THIS IS THE BEST AND THE ONLY PLACE TO CONTACT. I love these guys.

Jeanette A.

Very straight forward and clear and transparent about all phases of there services. Very impressed!!!!!!!

Neale R.

This firm is great to work with. I’ve been pleased by how simple they made things for me. They have great customer service as well. I would definitely recommend hiring these guys!

Kaiman B.

These guys are seriously the best! From our bankruptcy to our tax needs they’ve been amazing to us. I’d recommend them to anyone! They’re affordable, and they don’t drain your money from you. They have their clients best interest in mind, and they made everything easy!

Kristina W.

I was very nervous about the whole ordeal, but they were very kind and well-informed. They made me feel welcome and like a long-time friend. Any questions that I had they could answer with supporting information and have taken great care with my case while also being quick about it. I have already started recommending them to everyone I know.

Emily R.

WOW! All I can say is that Beehive Advocates is AMAZING!!! From the first phone call I was taken back by the generosity of Patrick!! Right away I felt at ease and knew this was the company I wanted to use for our BK… Everything has gone smoothly and the office staff is beyond professional and helpful in every way! Please if you are considering a BK do not hesitate to use Beehive Advocates!!! You will not be disappointed…

Jordan B.

If there was an option to rate more then five stars, I would. I can’t even begin to explain how professional and helpful they have been. This is an already stressful process and they do everything in their power to make it easy for you. The attorneys are so kind and their office staff is amazing and very competent. There is always a way for them to help you out and their payment arrangements are so helpful. If you fall behind and are honest and call them and let them know, they will work with you. they won’t add any extra stress to your financial situation. I couldn’t recommend them enough. If you are looking for an attorney to help you out with your bankruptcy process or even taxes, please give them a try!! I wouldn’t of gone anywhere else.

Camila V.

Contact Us

10907 South State Street
Sandy, UT 84070