Utah County, Utah
Bankruptcy Lawyer for Provo, Utah
Provo is about 30 miles south of our Sandy office. Because Utah meetings of creditors are held by video, Provo clients rarely need to travel for their case. Student loan debt is common in a college town, and while it is harder to discharge, it can be possible in the right circumstances.
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How we help Provo residents
- Chapter 7 BankruptcyWipe out credit cards, medical bills and personal loans, usually in a few months.
- Chapter 13 BankruptcyKeep your home and car with one affordable three-to-five-year plan, and stop foreclosure.
- Stop ForeclosureHalt a trustee's sale and catch up on missed mortgage payments while you stay in your home.
- Stop Wage GarnishmentStop creditors from taking your paycheck and end collection lawsuits with the automatic stay.
- Stop RepossessionKeep your car, catch up on missed payments and, in some cases, lower the loan balance.
- Debt SettlementNegotiate with creditors to resolve debts for less, without filing bankruptcy.
- Student Loans in BankruptcyStudent loan discharge is a separate part of bankruptcy: a court case asking that your federal or private loans be wiped out or reduced for undue hardship.
- Tax PreparationAccurate individual tax returns from a firm that understands how taxes and bankruptcy interact.
Filing bankruptcy from Provo: what to expect
- One federal court for all of Utah. Your case is filed electronically with the U.S. Bankruptcy Court for the District of Utah in Salt Lake City.
- Video meetings. Utah Chapter 7 and Chapter 13 meetings of creditors are held by Zoom, so you can attend from Provo.
- Immediate protection. The automatic stay stops most collection activity the moment your case is filed.
- Utah exemptions. State law protects much of what you own, including household goods, a vehicle and retirement savings.
Provo bankruptcy questions
Do I have to drive to Salt Lake to file bankruptcy from Provo?
Usually not. Utah Chapter 7 and Chapter 13 meetings of creditors are held by video, and documents can be sent by email or secure upload. If you want to meet face to face, our Sandy office is just over the Point of the Mountain.
Can bankruptcy help with student loans?
Sometimes. Student loans are only discharged if you prove undue hardship in a separate court case, but it is possible. Even when the loans stay, wiping out other debt can free up money for an income-driven repayment plan.
Will I lose my house in Utah County if I file?
Not necessarily. Utah's homestead exemption protects part of your home equity, and Chapter 13 can help you catch up on missed mortgage payments while you keep the house.
What does a bankruptcy attorney cost in Provo?
The first consultation is free, and we offer $0-down options and payment plans. Your total depends on the chapter you file and how involved your case is. You will know the full cost before you decide anything.
Also serving
Springville, Orem, Spanish Fork, Mapleton, and every community in Utah County. More Utah County pages: Orem, Lehi. See all Utah service areas.
Meeting format source: U.S. Trustee Program, Region 19. This page is general information, not legal advice.
Provo bankruptcy help: free consultation
Every situation is different. A free consultation is the fastest way to learn which option fits yours. Ask about $0-down options.