Are creditors calling you at work and at home during unusual hours?
Are you receiving threats of foreclosure, repossession or even litigation?
When consumers are behind on their mortgage payments or credit card bills, creditors often use abusive and threatening collection practices that violate your rights. Under the Fair Debt Collection Practices Act (FDCPA), consumers like you are protected from creditor harassment and have the right to sue the debt collector and recover damages when it happens. In addition to dealing with your overwhelming debt, receiving constant harassment can make life more difficult than it should be. Overly aggressive creditor harassment is illegal.
Our law firm, Beehive Advocates, offers services that help clients complete the bankruptcy process accurately and will notify creditors to stop the harassment. Located in Salt Lake City, Beehive Advocates will evaluate your financial situation and protect your consumer rights with focused determination.
Filing for Chapter 7 or Chapter 13 bankruptcy will protect you from creditors immediately. It can also stop foreclosure, wage garnishment, and the potential litigation. Even before filing for bankruptcy, we can send your creditors a cease and desist letter to stop further communication with you. If harassment persists, we will aggressively protect your rights and pursue necessary action.